Every Tool.
Free. Forever.
30+ free online tools — tax calculators, converters, business finance, text utilities, and more. No signup. No ads on the tools.
To hit a $100k take-home after taxes and expenses with 25 billable hours, your minimum rate must be $125/hr.
For Freelancers
Rate setting, invoicing, time tracking, and profitability — everything for running your solo business.
Hourly Rate Calculator
Calculate your exact hourly rate based on income goals, expenses, and billable hours.
1099 vs W2 Comparison
Find out the real take-home difference between a 1099 contract and W2 job offer.
Invoice Generator
Create and print professional invoices with line items, tax, and your branding instantly.
Invoice Late Fee Calculator
Calculate the exact interest and late fees to charge on overdue client invoices.
Salary to Hourly Converter
Convert an annual salary to hourly, weekly, and monthly rates instantly.
Time Tracker
Log billable hours per project and client, see your earnings in real time.
Project Profitability
Determine your actual profit margin on a flat-rate project after time and overhead.
Break-Even Calculator
Find how many units or hours you must sell to cover all fixed and variable costs.
Profit Margin Calculator
Calculate gross profit, margin %, and markup for your products and services.
Tax Calculators
US federal and state tax calculators updated for 2025–2026. Know what you owe before it's due.
Self-Employment Tax
Estimate your Social Security + Medicare tax obligations as a self-employed individual.
Quarterly Tax Calculator
Calculate your IRS quarterly estimated tax payments to avoid underpayment penalties.
Tax Refund Estimator
Estimate your 2025 federal income tax refund or amount owed before you file.
Capital Gains Tax
Calculate federal capital gains tax on stocks, real estate, and other assets — short or long term.
Home Office Deduction
Compare IRS simplified vs. regular method to find your maximum home office deduction.
Mileage Deduction
Calculate business mileage tax deductions using 2024 and 2025 IRS standard rates.
Sales Tax Calculator
Add or remove sales tax for all 50 US states with up-to-date 2025 rates.
VAT Calculator
Add or extract VAT for UK, EU, and 14+ countries with current standard rates.
Payroll Calculator
Calculate employee net pay after federal, FICA, state tax, 401k, and health deductions.
LLC vs S-Corp Tax
See how much you could save in self-employment taxes by electing S-Corp status.
Tip Calculator
Calculate the perfect tip and split the bill evenly between any number of people.
Business Finance Tools
ROI, CAC, LTV, cash flow — the metrics that determine whether your business is actually working.
ROI Calculator
Calculate return on investment for marketing, equipment, or any business expense.
CAC Calculator
Calculate your true customer acquisition cost including all marketing and sales spend.
LTV Calculator
Calculate customer lifetime value and your LTV:CAC ratio to guide marketing spend.
SaaS Pricing Calculator
Find the optimal price for your product. Plan MRR and ARR targets with churn.
Cash Flow Calculator
Calculate monthly operating cash flow and see if your business is cash flow positive.
Depreciation Calculator
Calculate asset depreciation with straight-line, declining balance, and sum-of-years methods.
Loans, Savings & Currency
Compound growth, loan costs, and currency conversion — the financial tools everyone needs.
Business Loan Calculator
Calculate monthly payments, total interest, and amortization for any business loan.
Compound Interest Calculator
Watch your savings or investments grow with compound interest and monthly contributions.
Loan Amortization Schedule
Generate a full payment schedule for any loan. See how extra payments save you thousands.
Currency Converter
Convert between 30+ currencies. Ideal for billing international clients in their currency.
Free to Start. Pro for Power.
All core tools are free forever. Upgrade to Pro for an ad-free experience, PDF exports, and saved history.
Free
Always free. No credit card.
- Access to all 30+ tools
- No account required
- All calculations run in-browser
- Basic tax & finance calculators
- Ad-free experience
- PDF exports
- Calculation history
Pro
Or $79/year — save 27%
- Everything in Free
- Ad-free experience
- PDF export for invoices & reports
- Calculation history (last 50)
- Shareable result links
- Priority email support
- Early access to new tools
Business
Or $249/year — save 28%
- Everything in Pro
- Up to 5 team seats
- API access (1,000 req/day)
- White-label PDF exports
- Custom branding on exports
- Bulk calculation mode
- Dedicated account manager
Pro subscriptions are managed via email for now. Contact us to get started.