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Quarterly Tax

Estimate your IRS quarterly estimated payments to avoid underpayment penalties. Based on 2026 federal tax brackets.

1الدخل

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صافي الربح بعد مصاريف الأعمال، قبل الضرائب

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الاستقطاع من صاحب العمل يقلل دفعاتك الفصلية

2 Filing Status & Deductions

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3 2026 Payment Schedule

الربع فترة الدخل تاريخ الاستحقاق المبلغ المستحق
إجمالي الضريبة السنوية المستحقة

Pay online at الدفع المباشر لـ IRS (irs.gov/payments) — free, no account needed.

ادفع كل ربع سنة

estimated payment

ضريبة العمل الحر (15.3%)
خصم ضريبة العمل الحر
ضريبة الدخل الفيدرالية
ضريبة الولاية
ائتمان الاستقطاع
إجمالي ما لا يزال مستحقاً

معدلات الضريبة الفعلية

المعدل الفيدرالي الفعلي
المعدل الفعلي الإجمالي
قاعدة الملاذ الآمن: Pay at least 100% of last year's tax (110% if income over $150K) to avoid penalties — even if your actual bill ends up higher.

كيف تعمل الضرائب الفصلية التقديرية

The US tax system is pay-as-you-go. Employees have taxes withheld from each paycheck automatically. If you're self-employed or have untaxed income, you must pay the IRS directly four times a year using Form 1040-ES.

If you underpay, the IRS charges an underpayment penalty (currently ~8% annualized). To avoid it, your total payments must be at least 90% of your current year tax or 100% of last year's tax, whichever is smaller (the "safe harbor" rule).

2026 IRS Quarterly Due Dates

Q1 (Jan–Mar income)15 أبريل 2026
Q2 (Apr–May income)16 يونيو 2026
Q3 (Jun–Aug income)15 سبتمبر 2026
Q4 (Sep–Dec income)15 يناير 2027
شارك هذه الأداة
Tax

حول Quarterly Tax Calculator

If you are self-employed or have income not subject to withholding, the IRS requires you to pay estimated taxes four times a year — not once at tax time. Missing or underpaying quarterly estimates triggers a penalty even if you pay in full by April 15. Our quarterly tax calculator estimates each payment based on your net self-employment income, filing status, and applicable deductions so you can set aside exactly the right amount.

كيفية الاستخدام

  1. Enter your estimated annual net self-employment income (gross minus business expenses).
  2. Select your filing status and whether you have other W2 income.
  3. Enter any deductions you plan to claim (QBI deduction, retirement contributions).
  4. The calculator splits your total estimated tax liability into four quarterly payments.

الصيغة والمنهجية

SE tax = Net SE income × 0.9235 × 0.153. Federal income tax = Taxable income × Applicable bracket rates. Total estimated tax = SE tax + Federal income tax − Credits. Each quarterly payment ≈ Total / 4 (equal installments, safe harbor method).

حالات الاستخدام الشائعة

  • Avoiding IRS underpayment penalties as a freelancer or contractor
  • Planning cash flow around the four payment deadlines (April, June, September, January)
  • Adjusting estimates after a large new contract or slow quarter
  • Calculating safe-harbor payments based on prior year tax liability
  • Determining how much to set aside from each client payment

الأسئلة الشائعة

Q1: April 15, Q2: June 16, Q3: September 15, Q4: January 15 of the following year. If the date falls on a weekend or holiday, the deadline shifts to the next business day.
Paying 100% of last year's tax liability (or 110% if last year's AGI exceeded $150k) in four equal installments protects you from underpayment penalties regardless of what you actually owe this year.
Only if your W2 withholding does not cover your total tax liability. You can ask your W2 employer to withhold extra on Form W-4 to cover SE income, avoiding quarterly estimates entirely.

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